Merger of Banks: A Critical Evaluation


  • Shiv Shankar Tiwari School Teacher (S.V.M.I.C.A.B, Unnao, UP)
  • Dr Ajay Kumar Asthana Associate Professor, (Economics) S M College, Muradabad, UP
  • Ms. Riya Amar Tewari Student MA Economics - Central University of Gujarat, Gandhinagar



Merger and Acquisition, Financial Aspects, Managerial Aspects, Globalized Economy, Issues and Challenges


Merger in banking sector has both the managerial and financial aspects. The mergers and acquisitions can also enhance the credit capacity of the banks. In order to sustain in the globalized economy, the mergers and acquisitions can be helpful to the banks. In order to create the next generation banks, the mergers and acquisitions are very helpful. But the mergers and acquisitions are not a free lunch. There are certain hurdles also. There are challenges to manage the cultural differences and staff unrest arising out of the mergers and acquisitions. The customers may also create panic at the time of mergers and acquisitions of the banks. After the merger takes place, the issues related to ownership and control needs to be solved effectively. If these issues are solved positively, the merger would result into the benefits to the banks as well as to the customers of the merging banks. If otherwise, the merger would result into the problems to all the stake holders.


Yogi, N., (2022), “Impact of Mergers and Acquisition in Banking Sector”, International Journal of Innovations & Research Analysis, Vol., 2, No., 1, PP., 61-65.

Hitt, M., A., Harrison, J., S., Duane I., R., (2001), “Mergers and Acquisitions: A Guide to Creating Value for Stockholders,” Oxford University Press.

Das, B., and Pramanik, A., K., (2007), “Mergers and Acquisitions: Indian Scenario,” Kanishka publication, Delhi.

Virani, V., (2007), “Impact of Mergers and Acquisitions on private Sector banks in Global Economy” Mergers and Acquisitions, PP., 47 – 50.




How to Cite

Tiwari, S. S., Asthana, A. K., & Tewari, R. A. . (2023). Merger of Banks: A Critical Evaluation. RESEARCH REVIEW International Journal of Multidisciplinary, 8(2), 93–97.