NUSRATH, P; SINDHU, K P. Underused Perceptivity and Constraints in Adoption of Artificial Intelligence in Disbursement of Loans and Advances: A Conceptual Approach in the Kerala Banking Industry. RESEARCH REVIEW International Journal of Multidisciplinary, [S. l.], v. 11, n. 6, p. 44–51, 2026. DOI: 10.31305/rrijm.2026.CI.v11.n06.008. Disponível em: https://www.rrjournals.com/index.php/rrijm/article/view/373. Acesso em: 9 sep. 2026.